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About David Azbill - Information about David Azbill of Minneapolis, Edina and Lake Minnetonka, Minnesota? About My Team- Information about David Azbill of Minneapolis, Edina and Lake Minnetonka, Minnesota's Team About Coldwell Banker Burnet- Information about Coldwell Banker Burnet... Testimonials - Read what David Azbill's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Minnesota home buying & property selling information is guaranteed by David Azbill. Privacy Guarantee - This Minneapolis, Edina and Lake Minnetonka real estate web site will respect your privacy, guaranteed by David Azbill. No Obligation Guarantee - David Azbill's real estate help by email is free & without obligation for Minneapolis, Edina and Lake Minnetonka home owners in Minnesota. For Real Estate Agents - Let David Azbill help you with your professional real estate broker and agent needs in the Minneapolis, Edina and Lake Minnetonka area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact David Azbill. Go to Main Sitemap - Main sitemap sections include Find Minneapolis, Edina and Lake Minnetonka Homes, For Home Buyers, For Home Sellers, Minneapolis, Edina and Lake Minnetonka Information, Real Estate Resources, and About David Azbill. 
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Financing Your Home >Who Pays the Points When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.
The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.
In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.
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| Q |
What is a "smart home"?
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| A |
A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies. |
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