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About the Minneapolis, Edina and Lake Minnetonka, Minnesota Area 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What is arguably the world's strangest (and most dysfunctional) kitchen?

A 
In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California.
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David Azbill, REALTOR®, real estate agent and broker for Minneapolis, Edina and Lake Minnetonka Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

David Azbil
Coldwell Banker Burnet

3033 Excelsior Blvd., Suite 100
Minneapolis, MN 55416
Tel: 612-925-8402
Fax: 612-924-7102
Email: Team@DavidAzbillGroup.com


   

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